Open Enrollment Guides

As the price of health insurance goes up, it’s worth knowing that there are options beyond standard health insurance. Healthshares, like Zion or Sedera, and community-based models such as CrowdHealth are membership programs that help members share the cost of larger or unexpected medical needs.

These are not insurance, but they can serve as a financial safety net for people who prefer to avoid high premiums or limited provider networks. Many members pair these options with their EuDoc membership for comprehensive, predictable access to everyday medical care.

Before joining, it’s important to review how each program works, what expenses are eligible for sharing, and any waiting periods or exclusions that may apply.

The links and organizations mentioned on this page are provided for informational purposes only and do not constitute an endorsement or recommendation. Patients should review each option carefully and consult with a qualified professional before making any financial or coverage decisions.